We offer alternatives to COBRA that can provide significant savings!

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    • Individuals and Families
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  • Home
  • Individuals and Families
  • Medicare
  • Employer Groups
  • MEC Plans
  • Sidecar Health
  • Colonial Life Products
  • Aflac
  • LifeExec
  • Join Our Team
  • About Us
  • STEWARDSHIP
  • Helpful Videos
  • Valorem Insurance Blog
Valorem 
Insurance Group

Health Insurance Simplified

Health Insurance SimplifiedHealth Insurance SimplifiedHealth Insurance Simplified

Life Happens

Valorem is proud to partner with LifeExec, the leading provider of life management event communication solutions.  LifeExec provides a secure life management web application designed for storing your important information along with tailor-made plans to keep your closest contacts informed during any life event.

Request a Free Trial

About LifeExec

Control Future Events Today

Benefit From 15+ Years’ of Enterprise Software Experience

Benefit From 15+ Years’ of Enterprise Software Experience

LifeExec offers the world’s only technology that distributes instructions and documents during future life events. This includes medical emergencies, accidents, and legacy plans.

Benefit From 15+ Years’ of Enterprise Software Experience

Benefit From 15+ Years’ of Enterprise Software Experience

Benefit From 15+ Years’ of Enterprise Software Experience

LifeExec has created highly effective tools in consultation with leading experts in estate law, wealth management, insurance, health care, and first response.

World’s Most Private & Secure Data Storage

World’s Most Private & Secure Data Storage

World’s Most Private & Secure Data Storage

With the bank-level encryption and patented online storage security, your important documents are stored safely in LifeExec® vault and available at your fingertips, anywhere, anytime without fear of being compromised.

Life Happens So Get Prepared

World’s Most Private & Secure Data Storage

World’s Most Private & Secure Data Storage

While you cannot always control the future, you can act right now to protect yourself and those who matter most to you.

Aflac Supplemental Benefits

Valorem is proud to partner with Aflac in the provision of supplemental insurance to cover the things traditional health insurance doesn't. Aflac is a Fortune 500 company covering over 50MM people world wide. Products include Accident, Dental, Vision, Cancer Policies, Critical Illness, Hospital, Life and Disability.   

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  • Individuals and Families
  • Medicare
  • Employer Groups
  • MEC Plans
  • Sidecar Health
  • Colonial Life Products
  • Aflac
  • LifeExec
  • Join Our Team
  • About Us
  • STEWARDSHIP
  • Valorem Insurance Blog

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